12430 JOSEPHINE LANE, Fredericksburg, VA 22407

🔥🔥🔥SPECIAL FINANCING AVAILABLE.🔥🔥🔥
CHECK OUT THIS STUNNING FIVE-BEDROOM, FOUR-BATH COLONIAL THAT IS BEING BUILT FOR YOU BY WESTBROOKE HOMES! CONSTRUCTION HAS BEGUN WITH OVER 4,200 FINISHED SQFT OF IMMACULATE CRAFTSMANSHIP! SITUATED ON A LARGE 2.30-ACRE LOT IN THE NEWLY DEVELOPED JOSEPH’S LANDING COMMUNITY, YOU’LL BE A VERY SHORT DRIVE TO HARRISON CROSSING SHOPPING & DINING, MULTIPLE URGENT CARE CLINICS, THE BATTLEFIELD COUNTRY STORE, SPOTSYLVANIA TOWNE CENTRE & CENTRAL PARK, AND QUICK ACCESS TO I-95 & ALSO IN THE RIVERBEND SCHOOL DISTRICT! INCREDIBLE CURB APPEAL TO COME HOME EACH DAY WITH THE COVERED FRONT PORCH, BLACK GUTTERS & WINDOWS, A LARGE GARDEN BED SPANNING THE WIDTH OF THE HOME, AS WELL AS AN ATTACHED, TWO-CAR GARAGE WITH AN EXTENDED DRIVEWAY FOR ADDITIONAL PARKING AVAILABILITY & A LARGE BACKYARD TO ENJOY ON YOUR NIGHTS & WEEKENDS! RIGHT OF THE FOYER, A PRIVATE OFFICE TO COMFORTABLY WORK FROM HOME WITH A SET OF FRENCH DOORS FOR ADDED PEACE OF MIND! OPPOSITE THE OFFICE, A LARGE FORMAL DINING ROOM WITH CHANDELIER LIGHTING & PLENTY OF SPACE FOR GATHERINGS TO COME! ON THE REAR OF THE HOME, THE HUGE OPEN FLOOR PLAN AWAITS, OPTIMIZING DAY-TO-DAY LIVING & INDOOR ENTERTAINING! THIS MAGNIFICENT GOURMET KITCHEN SETS THE TONE WITH ITS ABUNDANCE OF LOVELY COUNTERTOP SPACE THAT INCLUDES THE OVERSIZED CENTER ISLAND WITH PENDANT LIGHTING, COMPLETE WITH A BREAKFAST BAR, FARMHOUSE SINK & PULL FAUCET & PENDANT LIGHTING, STAINLESS STEEL APPLIANCES WITH WALL OVENS & A FLAT COOKTOP, A PLETHORA OF CABINET STORAGE & A VERY SPACIOUS BREAKFAST AREA! OPEN TO THE KITCHEN SITS THE LARGE FAMILY ROOM WITH A GAS FIREPLACE, READY FOR YOUR PERSONAL TOUCH! JUST OFF THE KITCHEN, A HALLWAY LEADS TO THE MAIN LEVEL BEDROOM & A FULL HALL BATH — PERFECT FOR OVERNIGHT GUESTS! LARGE OWNER’S SUITE WITH DOUBLE DOOR ENTRY, A HUGE WALK-IN CLOSET & AN ELEGANT ENSUITE BOASTS AN OVERSIZED SHOWER WITH A BENCH SEAT, CUSTOM TILING & FRAMELESS GLASS SURROUND, SEPARATE TUB, DOUBLE VANITY SINKS & A PRIVATE WATER CLOSET! THE UPPER LEVEL IS COMPLETE WITH A SEPARATE LAUNDRY ROOM & THE REMAINING THREE SPACIOUS BEDROOMS, TWO OF WHICH SHARE A JACK & JILL FULL BATH WITH DOUBLE VANITY SINKS & PRIVATE WATER CLOSET, WHILE THE THIRD INCLUDES A WALK-IN CLOSET & ATTACHED FULL BATH! FULL, WALKUP BASEMENT WITH A FINISHED REC ROOM, A MEDIA ROOM, AND A FULL BATHROOM TO EXPAND YOUR ENTERTAINING SPACE & LOTS OF ADDITIONAL ROOM TO EXPAND OR USE AS A GREAT SPACE FOR STORAGE WITH WALKUP ACCESS TO THE REAR! DO NOT MISS YOUR OPPORTUNITY TO OWN THIS GORGEOUS NEW CONSTRUCTION WITH 4,200+ FINISHED SQFT! CALL NOW TO MAKE THIS YOUR HOME! CALL NOW!
✅ Estimated VA Loan Payment: $4,672.94/month (principal & interest only)
✅ Loan Type: VA 30-Year Adjustable Rate Mortgage (5/1 ARM)
✅ Interest Rate: 4.25% (APR 5.057%)
✅ Assumptions: 100% financing, exempt from VA funding fee, minimum FICO 660, debt-to-income ratio ≤ 43%
✅ Monthly payment does not include taxes, insurance, or other fees.
✅ Rate becomes adjustable after 5 years, with a maximum adjustment of 1% annually and a lifetime cap of 5%.
✅ Maximum monthly payment under fully adjusted rate: $7,814.60
✅ Terms based on current market rates and subject to change. Final loan terms may vary by borrower.